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Moving to Sacramento 2026: Roseville New Homes Guide

January 13, 202611 min read

Moving to Sacramento in 2026 offers incredible opportunities, especially in desirable suburbs like Roseville. This guide highlights the new construction luxury homes in PY Homes' Placer 1 community, detailing floor plans, pricing, and the crucial role of an expert real estate agent in navigating incentives and securing the best deal.

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After helping countless families relocate to the greater Sacramento region, we've learned that understanding the nuances of new construction, especially in a booming area like Roseville, can save you significant money and stress. The Sacramento metro area, including its highly sought-after suburbs, continues to attract new residents, and knowing where to look for value is paramount.

In our experience, the market is constantly evolving, with incentives changing weekly, sometimes even daily. That's why we emphasize the importance of having expert representation, especially when exploring brand-new communities. We've been through this process hundreds of times, ensuring our clients make informed decisions.

In this comprehensive guide, we'll dive deep into the Placer 1 community by PY Homes in Roseville, showcasing specific floor plans, base pricing, and the powerful incentives available. We'll also explain why having a dedicated agent is absolutely crucial for your new construction journey. Let's explore why Roseville is capturing so much attention.

Why Roseville is a Sacramento Relocation Hotspot

Roseville consistently ranks as one of the best places to live in the entire Sacramento region, and for good reason. It offers a unique blend of suburban tranquility with urban conveniences, making it an ideal choice for families, professionals, and anyone seeking a high quality of life.

Location & Connectivity

Located approximately 35 minutes from downtown Sacramento, Roseville provides easy access to city amenities without the hustle and bustle of urban living. We often highlight its strategic position just a few miles from Highway 65, which seamlessly connects to Interstate 80. This connectivity is a major perk for commuters, offering a clear path to Sacramento, or northeast towards destinations like Tahoe and Reno. For those wondering about the broader appeal of the region, we've explored this in depth in Why Everyone In California is MOVING To Sacramento in 2026.

Top-Rated Schools & Lifestyle

Families are particularly drawn to Roseville for its strong, highly ranked schools, which are a primary reason people choose to settle here long-term. Beyond education, the lifestyle in Roseville is vibrant and convenient. Residents are just minutes away from major shopping destinations like the Galleria, The Fountains, and Roseville Square, offering an abundance of retail, dining, and entertainment options.

The Placer 1 Community: A New Chapter in Roseville Living

What truly sets the Placer 1 community apart is its forward-thinking development. This isn't just another housing tract; it's the beginning of Roseville's next chapter. Plans for a future town center, expansive parks, walking trails, open spaces, and even office and educational facilities are already in motion. This commitment to holistic community development, combined with a strong local job market, makes Placer 1 an incredibly attractive option for new residents.

New Construction Homes at Lily at Placer 1

The Lily community at Placer 1 by PY Homes offers a fantastic entry point into luxury new construction in Roseville, with stunning finishes that often come with a much higher price tag elsewhere. We've found that the attention to detail from PY Homes is truly exceptional.

a sign with a word on it

a sign with a word on it

Lily Plan 1: Affordable Elegance

  • Starts at: $696,000

  • Size: 2,224 sq ft

  • Bedrooms/Bathrooms: 4 bedrooms, 3 full bathrooms

  • Key Features: One bedroom on the first floor, a loft upstairs, high ceilings, elegant entry, downstairs full bath perfect for guests, generous natural lighting, and a surprisingly large backyard for new construction, often big enough for a pool.

We often hear clients say, "Lauren, that sounds expensive." But for what you're getting in this desirable area, this is an incredible value, especially when you consider the quality craftsmanship and attention to detail PY Homes is known for. The option for gold features and gorgeous farmhouse sinks truly elevate the experience.

Lily Plan 2 & 3: More Space, Elevated Design

  • Lily Plan 2: Starts at $730,000, 2,541 sq ft, 5 bedrooms, 3-4 bathrooms, includes a loft.

  • Lily Plan 3: Starts at $747,000, 5-6 bedrooms, 3 bathrooms. This plan features a massive kitchen, gourmet appliances, and luxurious upgrades like waterfall countertops and a huge walk-in pantry. We love the placement of the farmhouse sink over a window looking out to the backyard, allowing you to watch your kids play while tidying up.

These homes offer ample space for growing families, with secondary bedrooms designed for comfort and flexibility, often including walk-in closets. The upstairs laundry rooms are strategically placed away from bedrooms, minimizing noise. We’ve found that even the smaller lots in Lily provide plenty of space for outdoor living, with many quick move-in homes already featuring covered patios.

The Rose Community at Placer 1: Luxury & Flexibility

Across the street, the Rose community at Placer 1 offers even larger homes with elevated designs and exceptional flexibility, catering to multi-generational living or those needing extensive space.

a sign with a building in the background

a sign with a building in the background

Rose Plan 1: Spacious & Modern

  • Starts at: $719,000

  • Size: 2,194 sq ft

  • Bedrooms/Bathrooms: 4 bedrooms, 3 bathrooms

Rose Plan 2 & 3: Ultimate Space & In-Law Options

  • Rose Plan 2: Starts at $799,000, 2,992 sq ft, 5-7 bedrooms, 3.5-5.5 bathrooms. This plan is ideal if you truly need space for everyone, offering a remarkable number of bedrooms.

  • Rose Plan 3: Starts at $819,000, 3,171 sq ft, 5-6 bedrooms, 4.5-5.5 bathrooms. This is the ultimate flexible home, featuring an optional in-law quarters with its own living room, kitchenette, full bathroom, and even a washer/dryer. This unit can be completely closed off for privacy or even used as a rental, offering incredible versatility. The main home boasts a massive great room, gourmet kitchen with waterfall countertops, and a huge walk-in pantry. These homes also include covered patios as a standard feature, perfect for enjoying California's outdoor living. This level of luxury for new homes in the Sacramento area is often surprising, as discussed in [Insane SACRAMENTO California New Homes For Less Than You'd Think! [Roseville CA]](https://www.youtube.com/watch?v=jI-ki8g83fM).

It's important to note that the entire Placer 1 community is all-electric. If you're someone who prefers cooking with gas, this is a key detail to consider.

Understanding New Construction Pricing & Incentives

New construction pricing isn't always straightforward. While the base prices provide a starting point, several factors will influence your final cost.

Base Prices & Factors Affecting Cost

  • Specific Homesite: The lot you choose, especially if you're building from dirt, will impact the price.

  • Elevation: The exterior architectural style you select can add to the cost.

  • Structural Options: Deciding to add an extra bedroom by converting a loft, or including a covered patio if building from dirt, will incur additional costs.

Current Incentives & Negotiation Opportunities

Builder incentives are a game-changer when buying new construction, and they change constantly – sometimes week to week, or even day to day. Currently, PY Homes is offering flex cash incentives, but there's often room for negotiation on other perks. Here’s what we've been able to secure for our clients:

  • Financing Incentives: Builders often provide incentives if you use their preferred lender, potentially securing a lower interest rate (1-2% below market) which can save hundreds per month on your mortgage payment.

  • Design Center Credits: Builders may offer $10,000 to $20,000 (or more) in credits for design center selections. This money can be used for upgrades like flooring, cabinets, countertops, or smart home technology.

  • Closing Cost Assistance: Builders sometimes contribute towards your closing costs, saving you several thousands of dollars upfront.

cars on road near building during daytime

cars on road near building during daytime

Why You Need an Expert Agent for New Construction

We cannot stress this enough: do not walk into a builder sales office without representation. It's one of the biggest mistakes we see new buyers make, and it costs them nothing to have us by their side.

The Agent Advantage: Your Guide to a Smooth Process

  • It Costs You Nothing: The builder pays our commission, meaning you get expert representation, negotiation, and guidance at zero cost to you.

  • We Know the Incentives: We talk to these builders every single day. We know what incentives are available, which ones are negotiable, and how to stack them to save you the most money.

  • We Understand the Contracts: Builder contracts are heavily weighted in their favor. We know what to look for, what to negotiate, and how to protect your interests, having been through this process hundreds of times.

  • We Guide You Through the Design Center: This is where builders make a lot of their profit. We help you understand which upgrades are truly worth it, which to skip, and how to stay within your budget while still achieving your dream home.

  • We're With You Through Closing: From signing the contract to getting your keys, we're there. We attend pre-drywall and final walkthroughs, ensuring everything is exactly as it should be.

  • We Have Relationships: Our regular work with these builders means we have established relationships with sales teams and management, which can make a huge difference in negotiation and problem-solving.

Our process for buying a new construction home is designed to be seamless:

  • Step 1: Reach out to us. We discuss your wants, needs, and budget.

  • Step 2: Community & Floor Plan Tours. We show you options that match your criteria.

  • Step 3: Select Your Home Site. We help review the purchase agreement.

  • Step 4: Design Center Visit. We guide you through selecting finishes and options.

  • Step 5: Home Construction. We stay in communication, sending video updates and attending walkthroughs.

  • Step 6: Pre-Drywall Walkthrough. See the bones of your home and ensure accuracy.

  • Step 7: Final Walkthrough. Create a punch list of items needing attention before closing.

  • Step 8: Closing Day. You sign papers, get keys, and we celebrate with you.

  • Step 9: Post-Closing Support. We're available for any issues that arise during your first year and beyond.

We specialize in new construction in the Sacramento area, knowing these communities and builders inside and out. We're incredibly responsive, answering calls and texts seven days a week, because we genuinely care about helping you find the right home, not just any home. If new construction isn't the best fit for you, we'll tell you. Our goal is to empower you to make the best decision for your family. For a broader look at what makes this specific suburb attractive, check out [Mapping Your Move To Roseville CA [Everything You Need To Know About This Sacramento Suburb!]](https://www.youtube.com/watch?v=zG2bsjCyK-U).

Key Takeaways

  • Roseville is a highly desirable Sacramento suburb known for top-rated schools, extensive shopping (Galleria, Fountains), and a strong job market, making it a prime relocation spot for families.

  • PY Homes' Placer 1 community offers diverse new construction options across its Lily and Rose sections, with homes ranging from 2,194 sq ft to 3,171 sq ft, starting from $696,000 to $819,000 (base prices).

  • Significant builder incentives are available and can include financing perks (potentially 1-2% lower interest rates), $10,000-$20,000+ in design center credits for upgrades, and closing cost assistance.

  • Expert agent representation is crucial for new construction, costing you nothing while providing negotiation expertise, contract review, design center guidance, and ongoing support throughout the build process.

  • The Placer 1 community is all-electric and features future amenities like a town center, parks, and trails, enhancing its long-term value and appeal.

Frequently Asked Questions (FAQ)

Q: What is the cost of living like in Roseville compared to other parts of Sacramento?

A: While Roseville offers premium amenities and highly-rated schools, new construction homes in the Placer 1 community, starting in the high $600s, present an incredible value for the luxury and space you receive. This is often more competitive than comparable new homes closer to downtown Sacramento or in the Bay Area, making it an attractive option for those relocating.

Q: Are there good schools in the Roseville area for families moving to Sacramento?

A: Yes, Roseville is renowned for its strong, highly-ranked schools, which is a major draw for families. The commitment to quality education is a key reason many people choose to settle in Roseville long-term, and it's a factor we consistently highlight to our clients.

Q: What kind of incentives can I expect when buying a new construction home in Placer 1?

A: Incentives vary frequently, but PY Homes often offers flex cash. Through expert negotiation, we've also secured financing incentives (like lower interest rates if using the builder's preferred lender), design center credits ($10,000-$20,000+ for upgrades), and closing cost assistance. These can significantly reduce your overall cost.

Q: Is the Placer 1 community in Roseville an all-electric community?

A: Yes, the entire Placer 1 community by PY Homes is an all-electric community. This is an important consideration for buyers, especially if you have a preference for gas appliances for cooking or heating.

Q: How long does the new construction home-buying process typically take in Roseville?

A: From selecting your home site to getting your keys, the construction process typically takes about four to six months. We stay in constant communication throughout this period, providing video updates and attending key walkthroughs to ensure a smooth journey.

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Watch the Full Video

For more insights, watch the complete video: Moving To Sacramento California (2026): What You NEED To Know BEFORE Living In Sacramento California

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Making Your Move Easier

Moving forward does not have to be overwhelming. With the right guidance and support, you can navigate this journey smoothly. We are ready to help you every step of the way.

Here's how to get in touch:

📧 Email: [email protected]

📞 Phone: 916-644-0661

💻 YouTube: Living In Sacramento California

Lance and Lauren Dengate are the husband-and-wife duo behind Simply Sacramento Real Estate and the popular YouTube channel LivingInSacramento.TV — your go-to resource for everything about living in the Greater Sacramento Metro. As full-time real estate agents and local experts, they help families buy and sell homes across Sacramento, Placer, and El Dorado Counties, specializing in communities like Granite Bay, Folsom, El Dorado Hills, Loomis, Penryn, Newcastle, Auburn, Lincoln, Rocklin, Roseville, Elk Grove, and of course, Sacramento itself.

Their YouTube channel and blog dive deep into neighborhood tours, new construction, market updates, and local lifestyle — giving buyers and sellers an inside look at what it’s really like to live in Northern California’s most sought-after areas.

Lance and Lauren Dengate

Lance and Lauren Dengate are the husband-and-wife duo behind Simply Sacramento Real Estate and the popular YouTube channel LivingInSacramento.TV — your go-to resource for everything about living in the Greater Sacramento Metro. As full-time real estate agents and local experts, they help families buy and sell homes across Sacramento, Placer, and El Dorado Counties, specializing in communities like Granite Bay, Folsom, El Dorado Hills, Loomis, Penryn, Newcastle, Auburn, Lincoln, Rocklin, Roseville, Elk Grove, and of course, Sacramento itself. Their YouTube channel and blog dive deep into neighborhood tours, new construction, market updates, and local lifestyle — giving buyers and sellers an inside look at what it’s really like to live in Northern California’s most sought-after areas.

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