We recently toured Pulte Homes' brand-new Placer One community in Roseville, CA, uncovering surprisingly affordable luxury Roseville homes that offer premium finishes and spacious layouts for less than you might expect. This comprehensive look at the Lily and Rose collections reveals diverse floor plans, from 2,224 to over 3,100 square feet, starting in the high $600s. Crucially, we explain how to leverage significant builder incentives and why expert real estate agent representation is vital for navigating new construction purchases at zero cost to you.

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After helping countless families relocate to the greater Sacramento metro area, we've learned that finding genuine value in luxury new construction homes requires looking beyond the obvious. While many buyers focus on well-known, often pricier neighborhoods, we consistently find that areas like Roseville, particularly emerging communities like Placer One, offer a surprising blend of high-end finishes and accessible price points.

As licensed realtors with extensive experience in the Sacramento region, we're on the ground daily, talking to builders and understanding market shifts. We've seen the demand for Roseville homes soar due to its excellent schools, vibrant lifestyle, and strategic location. The current offerings at Placer One represent an incredible opportunity for buyers seeking modern amenities without the typical premium.

In this guide, we'll take you through the distinct communities within Placer One – Lily and Rose – showcasing their unique floor plans and design possibilities. We'll also dive into the critical aspects of pricing, builder incentives, and why having an experienced agent on your side is non-negotiable when purchasing new construction. Let's explore why Placer One might be Roseville's next chapter.

Discovering Affordable Luxury Roseville Homes at Placer One

Placer One in Roseville, California, is quickly becoming a standout destination for buyers seeking high-quality new construction homes with an emphasis on value. This master-planned community by Pulte Homes offers two distinct collections, Lily and Rose, each catering to different family needs while maintaining a commitment to elevated design and modern living.

Why Roseville is a Top Pick for Sacramento Area Buyers

Roseville consistently ranks as one of the most desirable suburbs in the entire Sacramento region, and for good reason. Its appeal stems from a combination of excellent schools, abundant shopping and dining options, and a lifestyle that blends suburban tranquility with urban accessibility. We've found that families and professionals alike are drawn to Roseville for its robust job market and community-focused atmosphere.

Commute-wise, Roseville is strategically located, roughly 35 minutes from downtown Sacramento, making it comfortable for those who need city access without living in the thick of it. The easy access to Highway 65, which connects to Interstate 80, provides a smooth route not only to Sacramento but also northeast towards Tahoe and Reno. For those interested in the broader growth trends across the region, we often share insights into why certain areas are experiencing rapid development. In These 8 Sacramento Suburbs Will EXPLODE in 2026! (Don't Wait!), we break down which areas are poised for significant growth.

What truly sets Placer One apart is its future vision. This isn't just a housing tract; it's the start of a new hub, with plans for a future town center, extensive parks, walking trails, open spaces, and even provisions for office and educational uses. This thoughtful planning contributes significantly to the long-term value and quality of life for residents.

Lily at Placer One: Value Meets Elevated Design

The Lily community at Placer One by Pulte Homes is designed to offer an affordable luxury Roseville homes experience, where stunning finishes and practical layouts come standard. We often hear from clients that the level of detail and quality inside these homes is unexpected at their price point.

Our tour of the Plan 1 model, Pulte's smallest floor plan in Lily, revealed a four-bedroom, three-bathroom home spanning 2,224 square feet, starting at $696,000. This particular model showcased a modern prairie elevation, offering a very elegant and clean aesthetic. Inside, we immediately noticed the high ceilings and a welcoming, separated entry area. A key feature is the downstairs bedroom, perfectly situated away from the main living spaces, making it ideal for guests, an office, or multi-generational living.

The great room concept at the back of the home is flooded with natural light from large windows, creating an inviting space for living and dining. We especially liked the kitchen island, which, free of a sink or cooktop, provides ample workspace for meal prep. Pulte's design center offers numerous options, including trending gold fixtures and beautiful backsplashes, allowing buyers to personalize their space. The walk-in pantry is generously sized, and the farmhouse sink overlooks the backyard, a thoughtful touch for busy parents.

Even on the smaller side for Placer One, the backyards here are substantial, offering plenty of space for a pool, playset, or outdoor entertaining. Many quick move-in homes at Lily are already being built with covered patios, a highly sought-after feature for California outdoor living. Upstairs, the loft provides a versatile secondary living space, perfect as a playroom, teen hangout, or media room. The secondary bedrooms are spacious, and the primary suite features abundant natural light, a beautiful walk-in shower, double sinks, and a large primary closet, maximizing every inch for storage.

people walking inside building during daytime

Lily's Plan 3: The Expansive Family Home

The Plan 3 at Lily offers an even more expansive option, a five- to six-bedroom home with three full bathrooms, starting at $747,000. This model truly showcases the potential for customization at the design center. The downstairs features a full bedroom and bathroom, ideal for guests or family members needing ground-floor access. We particularly loved the floating cabinets with undermount lighting in the bathrooms, adding a modern, upgraded feel.

The great room in Plan 3 includes a gourmet-style kitchen with a massive island, waterfall countertops, and upgraded KitchenAid appliances. The walk-in pantry here is truly impressive, offering U-shaped shelves and hidden nooks for small appliances, a feature we know many home chefs will appreciate. The living area is remarkably spacious, easily accommodating large sectionals and multiple seating arrangements, perfect for family gatherings and movie nights. The backyard, like Plan 1, is generous, with options for a covered patio included in many quick move-in homes.

PY Homes Placer 1 Community: The Rose Collection

Across the street from Lily, the Rose community at Placer One offers an even grander scale of living, with larger homes and more extensive design options. The Rose collection is for buyers who need maximum space and even more elevated finishes.

The Rose Community: Grand Scale Living

Our tour of the Plan 3 in the Rose community, starting at $819,000, highlighted a five- to potentially six-bedroom home with four and a half to five and a half bathrooms, spanning 3,171 square feet. What sets this model apart is the option for a dedicated in-law quarters. This self-contained suite boasts its own private entrance, living room, kitchenette (with sink, mini-fridge, microwave), full bathroom, and even a stackable washer/dryer, providing unparalleled privacy and flexibility for extended family or potential rental income.

> "How fun is this? This has its own door. So, you could put whatever family member comes to visit you or hang out with you over here, lock them in, and never have to see them when they annoy you."

The main part of the home features a grand entrance hallway leading to a gourmet kitchen with upgraded waterfall countertops, an apron-front stainless steel sink, and a premium appliance package. The pantry, much like in Lily's Plan 3, is massive and thoughtfully designed for ample storage. The living room is exceptionally large, with distinct casing that allows for creative accent walls and flexible furniture arrangements. Covered patios are included as a standard feature in the Rose community, a significant structural upgrade for outdoor living.

Upstairs, a substantial loft area can either remain an open secondary living space or be converted into a sixth bedroom. This flexibility is a huge plus for growing families. The primary suite in Plan 3 is a true retreat, taking up the entire back half of the house. It features two separate walk-in closets, a super shower (for those who prefer a massive shower over a tub), and dual vanity sinks. We found the natural lighting in the primary closet, thanks to a window, to be a particularly nice touch.

One crucial detail to note for all homes in the Placer One community is that they are all-electric. For those who prefer gas for cooking, this is an important consideration for your home-buying journey.

white and blue concrete building

Unlocking Value: Pricing, Incentives, and New Construction Expertise

Understanding the pricing and available incentives is paramount when considering a new construction home in Roseville. Base prices are just the starting point, and knowing how to navigate the process with an expert agent can save you tens of thousands of dollars.

Understanding the Floor Plans and Starting Prices

Here’s a quick overview of the starting base prices and features for Pulte Homes at Placer One:

Lily Community at Placer One:

• Plan 1: Starts at $696,000; 2,224 sq ft; 4 beds, 3 baths (1 bed/bath downstairs + loft)

• Plan 2: Starts at $730,000; 2,541 sq ft; 5 beds, 3-4 baths (with loft)

• Plan 3: Starts at $747,000; 5-6 beds, 3 baths (massive kitchen, generous upgrades)

Rose Community at Placer One:

• Plan 1: Starts at $719,000; 2,194 sq ft; 4 beds, 3 baths

• Plan 2: Starts at $799,000; 2,992 sq ft; 5-7 beds, 3.5-5 baths (maximum space option)

• Plan 3: Starts at $819,000; 3,171 sq ft; 5-6 beds, 4.5-5.5 baths (with in-law quarters option)

It's important to remember that these are base prices. The final cost will depend on your chosen homesite, exterior elevation style, and any structural options or design center upgrades you select. We've found that these choices can significantly impact the overall investment.

Navigating Builder Incentives: Flex Cash & Beyond

Builder incentives are a game-changer in the new construction market, and they fluctuate constantly. Currently, Pulte is offering flex cash incentives, but we've also seen builders offer more. We're constantly in communication with builders to know what's available and how to best utilize them for our clients. For a deeper dive into how these incentives can lead to substantial savings, check out MASSIVE Year End Savings On These SACRAMENTO CALIFORNIA New Construction Homes FOR SALE.

Here are some common incentives we've been able to negotiate:

• Financing Incentives: By using the builder's preferred lender, we can often negotiate lower interest rates—sometimes 1% to 2% below market rates—saving hundreds of dollars monthly on mortgage payments.

• Design Center Credits: Builders frequently offer credits, ranging from $10,000 to $20,000 or more, for design center selections. This money can be used for flooring, cabinets, premium countertops, smart home tech, or any other upgrades you desire.

• Closing Cost Assistance: Builders may contribute towards your closing costs, which can amount to several thousands of dollars, further reducing your out-of-pocket expenses.

These incentives change frequently, sometimes week to week or even day to day. This is precisely why having an agent who knows the current market and can negotiate on your behalf is invaluable.

Why Expert Agent Representation is Crucial for New Construction

We cannot stress this enough: do not walk into a builder sales office without representation. Here's why:

• It Costs You Nothing: The builder pays our commission. You get expert representation, negotiation, and guidance throughout the entire process at zero cost to you.

• We Know the Incentives: We talk to these builders daily. We know what incentives are available, which ones are negotiable, and how to stack them to save you the most money.

• Contract Understanding: Builder contracts are heavily weighted in their favor. We know what to look for, what to negotiate, and how to protect your interests, having navigated these hundreds of times.

• Design Center Guidance: The design center is where builders make a lot of profit. We'll help you understand which upgrades are worth it, which ones to skip, and how to stay within budget while still getting the home you want.

• Through to Closing: From contract signing to getting your keys, we're there. We attend pre-drywall and final walkthroughs, ensuring everything is as it should be.

• Relationships Matter: Our regular work with these builders means we have established relationships with sales teams and management, which can make a huge difference in negotiations and problem-solving.

Many people are moving to the Sacramento region, and understanding the nuances of new construction is key to a smooth transition. To learn more about why Sacramento is a top destination for movers, we recommend watching Why Everyone In California is MOVING To Sacramento in 2026.

Our Seamless New Construction Home Buying Process

We pride ourselves on making the new construction home buying journey as smooth and stress-free as possible. Here's a quick look at our process:

• You Reach Out: We start by understanding your wants, needs, and budget.

• Community Tours: We show you communities and floor plans that match your criteria, touring models and discussing options.

• Home Site Selection: Once you find "the one," we help you select your homesite and review the purchase agreement.

• Design Center Visit: We guide you through the exciting but often overwhelming design center to select your finishes and options.

• Construction Updates: While your home is built (typically 4-6 months), we stay in constant communication, sending video updates and attending key walkthroughs.

• Pre-Drywall Walkthrough: About a month before closing, we do a pre-drywall walkthrough to inspect the home's bones.

• Final Walkthrough: A week before closing, we create a punch list of any items needing attention.

• Closing Day: You sign papers, get keys, and we celebrate with you!

• Post-Closing Support: We remain available for any issues that arise during your first year and beyond.

We specialize in new construction in the Sacramento area, knowing these communities and builders inside and out to get you the best deal. Our team is incredibly responsive, answering calls and texts seven days a week because we know buying a home is a big decision with questions at all hours. Our ultimate goal is to help you find the right home for your family, even if that means recommending a different community or resale home based on your specific needs.

white and blue swimming pool

Key Takeaways

• Roseville's Placer One community by Pulte Homes offers surprisingly affordable luxury Roseville homes, with new construction starting in the high $600s for premium finishes and modern layouts.

• The Lily and Rose communities feature diverse floor plans, ranging from 2,224 sq ft (4 bed/3 bath) to over 3,100 sq ft (5-7 bed/3.5-5.5 bath), including options for downstairs bedrooms and in-law quarters.

• Significant builder incentives, such as flex cash, negotiable lower interest rates (1-2% below market with preferred lenders), and design center credits ($10,000-$20,000+), are available and can lead to substantial savings.

• Placer One is an all-electric, master-planned community with future amenities including a town center, parks, and trails, offering a comprehensive lifestyle near top-rated Roseville schools and shopping.

• Engaging an experienced real estate agent for new construction is crucial, as their services are builder-paid (zero cost to you) and provide expert negotiation, contract review, and design center guidance, often saving buyers thousands.

Frequently Asked Questions (FAQ)

Q: What new luxury homes are available in Roseville?

A: Pulte Homes at the Placer One community in Roseville offers new luxury construction across its Lily and Rose collections. These homes feature modern designs, high ceilings, gourmet kitchens, and options like in-law quarters, ranging from 2,224 sq ft to over 3,100 sq ft, with base prices starting in the high $600s.

Q: Are there affordable new construction homes near Sacramento?

A: Yes, Roseville, particularly the Placer One community, presents some of the most affordable luxury new construction homes in the Sacramento area. While "luxury" often implies a higher price tag, Pulte's offerings here provide premium features and finishes at a more accessible price point compared to other parts of the region, especially when considering builder incentives.

Q: What features do Pulte Homes offer in Placer One?

A: Pulte Homes in Placer One offer a variety of features, including modern prairie elevations, high ceilings, spacious great rooms, large kitchen islands (some with waterfall countertops), walk-in pantries, and generous backyards. Many homes include covered patios, and some models feature downstairs bedrooms or even full in-law suites with private entrances and kitchenettes. All homes in Placer One are all-electric.

Q: Can you get a covered patio with new homes in California?

A: Yes, covered patios are a popular option and often available with new construction homes in California, especially in communities like Placer One in Roseville. For quick move-in homes at Lily, covered patios are frequently included, and in the Rose community, they are a standard inclusion, catering to the desire for outdoor living.

Q: What is the lifestyle like in Roseville, California?

A: Roseville offers a highly desirable lifestyle known for its excellent schools, extensive shopping (Galleria, Fountains, Roseville Square), diverse dining, and abundant recreational opportunities. It's a family-friendly city with a strong job market, convenient freeway access (35 minutes to downtown Sacramento, easy access to Tahoe), and a growing master-planned community at Placer One with future town center, parks, and trails.

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Watch the Full Video

For more insights, watch the complete video: [Affordable Luxury SACRAMENTO HOMES For Less Than You'd Think! [ROSEVILLE]](https://www.youtube.com/watch?v=jI-ki8g83fM)

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Making Your Move Easier

Moving forward does not have to be overwhelming. With the right guidance and support, you can navigate this journey smoothly. with us here is ready to help you every step of the way.

Here's how to get in touch:

📧 Email: [email protected]

📞 Phone: 916-644-0661

💻 YouTube: Living In Sacramento California